We offer comprehensive bank loan consultancy and remediation services to meet your financial needs. In today's ever-evolving financial environment, having access to expert loan advisory services is essential for making informed decisions and achieving financial stability.
Our Document Required :
Our loan consultancy services include the following:
Unsecured Personal Loans: Borrow funds without requiring collateral, allowing for flexible financing solutions with potentially shorter repayment terms.
Low-Interest Personal Loans: Enjoy fixed interest rates starting from as low as 3% throughout the repayment period. These loans are ideal for debt consolidation, offering manageable monthly instalments.
Debt Consolidation Personal Loans: Streamline multiple high-interest debts into a single loan to reduce your monthly repayments. Our advisors specialize in crafting tailored consolidation plans to simplify your finances.
Secured Personal Loans: Access higher loan amounts and longer repayment periods by using assets such as homes as collateral. These loans come with lower interest rates, making them a cost-effective borrowing option.
Possible Reasons for Loan Rejection
Are you facing loan rejections? Let our personal credit advisors conduct a detailed assessment of your credit reports, including CTOS and CCRIS, free of charge.
Common Reasons for Rejection and How We Can Help:
Short Credit History : Banks often require a minimum of 6 months of CCRIS history, including credit card or loan accounts. Build your credit history with a credit card, or allow us to help resolve this issue.
Aggressive Borrowing : Holding multiple unsecured loans, such as credit cards and personal loans, can negatively impact your credit score. Our debt management consultants can guide you to better financial health.
Documentation Issues : Problems such as cash-based salaries, irregular EPF contributions, or frequent unpaid leave can lead to loan denials. Ensure accurate documentation, or consult us for personalized support.
Late Loan Payments : Delayed payments on credit cards, loans (including PTPTN), or telecom bills can adversely affect your loan applications. Improve your payment history with our expert assistance to address these challenges.
Malaysia